Estate Planning

Build a legacy while minimizing taxes.

Freeze strategies & estate freezes – Lock in current asset values and transfer future growth to the next generation tax-efficiently.

Multiplying the Lifetime Capital Gains Exemption (LCGE) – Maximize the tax-free sale of qualifying shares using multiple family members.
Use of family trusts – Add flexibility, protect assets, and control the flow of income and capital gains.
Business succession planning – Transition your business smoothly, whether through sale, gift, or inheritance, while minimizing tax and legal complications.

High Retained Earnings? Smart Ways to Use Corporate Cash

What to do with surplus funds in your corp.

• Tax-efficient investing inside a corporation
• Corporate-owned life insurance
• Capital dividend account (CDA) planning
• Real estate purchases through corporation

Retirement Planning for Entrepreneurs

Retire on your terms with tax-smart strategies.

• RRSPs vs. IPPs vs. RRIFs
• Corporate-class investments
• Using your corporation to fund retirement
• Exit strategies and wind-up planning 

Shareholder Loans & Corporate Structure

Maximize retained earnings through smart planning.

• Proper use of shareholder loans
• Avoiding shareholder benefit issues
• Inter-corporate dividend strategies
• Corporate reorganization basics